I would like to enroll in college…. where do I begin?

Question by savoytruffle80: I would like to enroll in college…. where do I begin?
Explain it to me like I’m a four-year-old.
I am so lost on the scholarship, grant, loan stuff.

Here is the situation: I don’t have really any money except about $ 1,000 in savings. I’m looking to do a two-year Business Management program, which adds up to a little over $ 8,000 total.

I live alone, make $ 8.00 per hour working full-time… and have my living expenses.

I would be interested in taking just a few classes at a time as opposed to going full-time. I would like to start in fall of 2009.

I’ve also been graduated from high school a few years now.

Also… I don’t understand the scholarship thing. A lot of those, you have to enroll in school and be accepted before you apply for them. So suppose I’m accepted to school, but denied a scholarship and I end up not being able to afford school… then what?

Suggestions on how to get started would be fantastic. Thanks.

Best answer:

Answer by Forbes
go to fafsa.com
this will show you how financial aid u will be able to get for collge. you prolly will not pay anything for college.

What do you think? Answer below!

In this episode hear all the four individuals speak on the different statistics that were surveyed to post graduate students. You will find out, that educati…

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5 thoughts on “I would like to enroll in college…. where do I begin?”

  1. well. scholarship is like a competition where you use your brain to fight for the money. grant is free money from the state to support your college fees. loan is borrowing from a place with a lot of money, i.e. banks, and you pay interest which is usually 6% to like 15%. the loan contract will tell you when you have to pay it off but usually a year after you graduate. 8000 dollars in two years show not be hard at all. don’t get loan for such a small amount because they will rip you off on interest. apply to grant at fafsa. good luck. also if you get a good grant then quit your job and focus 100% on studying. investment in education is the best investment out there.

  2. STEP ONE: If you’re not sure about the college you will attend, check out you community colleges for costs. You’ll have tuition and fees. Ask about both. Also, don’t forget that you’ll have the expense of books.

    STEP TWO: After you have narrowed it down to at least two schools, do your taxes. You’ll need your 2008 tax information to file a FAFSA (Free Application for Federal Student Aid). My advice is to do your taxes ASAP because the sooner you complete the FAFSA, the quicker your name will be in the pot for financial aid via the government. You MUST fill out the FAFSA. I would go to the Web site at http://www.fafsa.ed.gov/ right away and do step one. Once you complete and submit your FAFSA, you will receive a Student Aid Report (SAR) and the school uses that to determine what types of financial aid (and the amounts) you qualify for. This will be the most important thing you do. Even though the deadline for filing is June 30, 2009 for the 2009-10 school year, a lot of the funds for some grants will be gone by March. A side note: you can file the FAFSA before you complete your taxes, you would just have to go back and correct it later. Also, apply for a PIN number in step one now. It will probably take a week or two to get it. That PIN number will be used to electronically sign your FAFSA. It makes the process move faster if you do everything electronically. Hang on to that PIN number because you will use the same one through the course of your college years.

    STEP THREE: Make your application to the college you chose to attend. While you’re there, stop by the financial aid office and ask about all of the available scholarships the college offers (these are not the same as the financial aid through your FAFSA). Each college has a variety of scholarships. Also, check out the foundation office for scholarships. When you fill out the college application or college financial aid paperwork (separate of the FAFSA), you will be asked something like this: “Are you accepting a subsidized or unsubsidized student loan?” My advice is to check both boxes. I only checked one box once and had to go through the process again because I didn’t know which one applied. Essentially, you are telling them you’ll accept a loan that is subsidized by the government or not subsidized. You want the opportunity to accept either one. Either option is still better than a private loan.

    STEP FOUR: Read about financing options that the college gives you. If you have to borrow, make sure you know what you’re getting into. There are three types of loans – parent loans, student loans and “private” (alternative) loans. The parent loans are just that – borrowed by parents for their student children. Student loans are Stafford or Perkins loans, with low interest rates of about 5%. Be wary of the “private” loans. Their interest rate is typically outrageous.

    Don’t worry about not getting a scholarship and not getting to go. There are grants, scholarships, loans and work study. Ask about all of them. Then, read every scrap of literature about financial aid they throw at you. Do apply to college soon though. You absolutely must apply to a college to find out whether you’ll get any assistance. You have plenty of time to work out your financial worries.

    One last bit of information. I have had 3 kids in college for the past 6 years and I’ve worked with 6 different colleges. They’ve all been difficult at times. Remember that your education is in your hands and the advisers don’t always put you in the right classes and sometimes your paperwork will get screwed up. What I’m saying is to read your booklets about the classes you are taking. Don’t rely on everyone else to hold your hand and make sure you take all the necessary requirements to graduate.

    To alleviate a lot of problems, I purchased a small portable file folder for each of my students and everything goes into each student’s folder. If you fill out online paperwork, print it out. I have documentation of everything. Print out your PIN number too. I kept it all in one place and it made my life so much easier.

    Good Luck!

  3. To address the first part of this video, the cost of education (and
    healthcare as well) has risen BECAUSE the government got involved in
    attempting to subsidize it. It’s mostly a matter of supply and demand.
    Raise demand by allowing more students to get federally guaranteed loans
    and grants, supply remains relatively stagnant, the cost will go up to
    maximize profits.

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