I really want to go to college and dorm but I don’t know how to go about it?
Question by : I really want to go to college and dorm but I don’t know how to go about it?
Ever since I graduated I’ve been worrying sick about getting a job and supporting my mom. I’ve filled out 200+ applications but since I’m still 17 and I live in a really small town with only about 20 places hiring I haven’t gotten a job yet.
If you’ve read my past questions you know how hard it’s been for me living with my mom and trying to find work at my age.
I graduated with multiple honors classes under my belt and two technology/communication certifications and several awards including 1st place for my state in Web Design and the presidential volunteer award.
I’ve realized I really want to go to college and dorm with somebody or get an apartment with a roommate. I want to get a degree and to have that experience! I love love love learning and I want to get out of my house so bad! I don’t want to keep having to live with my mom or have to go live with my dad, I want to live with somebody else and be able to spread my wings and grow up! I know it’ll be really hard but I need that experience to become my own person!
The problem is my mom won’t help with me going to college at all (she thinks college is stupid) and wants me to stay with her and support her, and my dad is really poor and only has $ 1k saved up for college (not dissing him,I love him to death).
I really want to get a job and I plan 100% on getting one but I don’t know how to get into college.
I’ll have my license and know how to drive by the time I turn 18 so that shouldn’t be a problem.
It’s just the money factor, I know there’s student loans but I don’t want to be in debt the rest of my life and have to struggle to get by,I tried for scholarships but they’re a lot harder to get than they appear. It always seems like some college kid wins them or some super smart perfect student.
Everybody says if you take out student loans than the rest of your life the government owns you and I don’t want that to happen.
Do you think I should just forget about college and just keep trying to get a job and just go for some sort of cheap classes at a vocational school like CNA?
Answer by Rachel Vare
Go to college. It’s worth it. Also take out student loans. Thats what I’m doing. It’s not a big deal at all. I know people with about 10 grand debt in student loans and their payment is 50 bucks a month. You could pay that with a minimum wage job. it’s not a big deal at all, thats what you have to do. Also if neither of your parents make that good of money you’ll probably be able to get grants which is government funded money that you don’t have to pay back. Appy for the college you want to go to and get the number for their finanical aid department and talk to them. Also go online to fafsa.gov and fill out your financial aid information and it will get sent to the schools and theyll see what they can offer you. Again just call the school you want to go to and ask questions. Theyre more than happy to help. It’s great that you want to go to college and dorm there also, I’m in college and haven’t dormed there ever but wish I would have but now I’m about to be a senior so it’s too late for me. Don’t give up on school. It’s what going to help you become even more independent and you’ll be happy in the long run. Student loans are no big deal, everyone lives their lives in debt, if you have a car payment, thats debt, a house thats not paid off, thats debt. Just call and talk to someone. You’ll be happy you did. Lots of luck and best wishes to you!
Also with the government offered student loans you dont even pay them back until you graduate or drop below half time enrollment if you didnt know that.
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Debra Ensor, Assistant Vice President, Wells Fargo Education Financial Services, presents Repaying Student Loans at CSB’s Financial Literacy Seminar. June . From CSB’s Financial Literacy Seminar…
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