I defaulted on my student loan. Can my social security benefits be garnished? King_tut_54409@yahoo.com?

Question by Earl Palmer: I defaulted on my student loan. Can my social security benefits be garnished? King_tut_54409@yahoo.com?
it’s my understanding that benefits cannot be garnished as long as they are not Direct-deposited.
i know they can’t touch my VA disability. Can they take my SS benefits. If the can? Do I have too file for SS?

Best answer:

Answer by May
From my understanding, if you defaulted on a loan I don’t think they take your benefits away. You just get bad credit. I know that a lot of doctors and lawyers default on their student loans.

What do you think? Answer below!

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One thought on “I defaulted on my student loan. Can my social security benefits be garnished? King_tut_54409@yahoo.com?”

  1. If your federal student loan is in default, the federal government can offset your social security. It’s usually done as one of the last resorts, but it can happen.

    From the U.S. Department of Education’s “Collections Guide to Defaulted Student Loans” website:
    http://www.ed.gov/offices/OSFAP/DCS/treasury.offset.payments.html

    “Additionally, there are a number of other federal and/or state payments (e.g., Social Security benefits), which, as authorized by law, are also subject to offset under this program.”

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